NYC Buyer and Investor Calculators
Test purchase and rental-investment scenarios with visible assumptions. Seller tools are outside this collection.
Test purchase and rental-investment scenarios with visible assumptions. Seller tools are outside this collection.
Mortgage Payment Calculator
Calculate principal and interest and test alternative rates. Use this tool
Monthly Ownership Cost Calculator
Combine financing, taxes or maintenance and other carrying costs. Use this tool
Cash Needed to Buy Calculator
Separate cash spent at closing from reserves you retain. Use this tool
Buyer Closing Cost Planner
Add itemized estimates from your lender, attorney and building. Use this tool
Buy vs. Rent Scenario Calculator
Compare a stated holding period and exit-value assumptions. Use this tool
Rental Cash Flow Calculator
Model rent, vacancy, operating expenses and debt service. Use this tool
Cap Rate Calculator
Compare annual net operating income with purchase price. Use this tool
Cash-on-Cash Return Calculator
Compare annual pre-tax cash flow with cash invested. Use this tool
Keep assumptions visible
These are educational scenario tools, not lender quotes, appraisals or forecasts. Inputs are yours unless a dated source is identified. Missing operating costs can materially overstate affordability or returns. A co-op’s rental rules and every property’s legal occupancy must be checked before assuming rental income.